California Landlord Insurance
Why Choose Insurance by Castle for Landlord Insurance in California
We’ve been in business for over three decades, serving California landlords and apartment owners just like you by offering landlord insurance at competitive rates. We understand the unique liabilities faced by landlords and our in-depth industry knowledge means you’ll always get the best service available from our team.
As a property owner, you should be able to rent with confidence. Your properties are important assets that need to be protected so you can have peace of mind. We’ll make sure you are prepared and protected against any damage to your investment.
Insurance by Castle is the leading landlord insurance company in California; as such, we offer a wide range of options, including Personal Property, Liability, Medical Payments to Others, and Dwelling insurance coverage. Whatever risks your business faces, we have a policy available to meet your needs.

Finding the Right Coverage for Your Business
When you speak with one of our representatives, we’ll ask you questions about your business and your properties to help you determine the right type of coverage. Landlord insurance typically includes:
- Coverage for damage to your property or other attached structures from fire, natural disaster, or other peril, including damage by tenants.
- Coverage for any expenses you may be legally obligated to pay for, like property damage, compensation in the event of an injury, and legal counsel.
- Coverage for lost income if your property needs to be repaired.
While these three forms of coverage are the foundation for landlord insurance in California, our policies are tailored to your specific needs and concerns. Your landlord insurance agent will put together a specialized package for your business.
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Frequently Asked Questions About Landlord Insurance
What insurance do you need as a landlord?
There is no legal requirement stipulating that landlords need insurance, but if you have a mortgage on your property, your lender will likely require you to have a landlord insurance policy.
Do I need landlord insurance if I have a homeowners policy?
Yes, you do need landlord insurance even if you have homeowners insurance. Homeowners insurance only covers a property if you are living there.
How much is landlord insurance in California?
The cost of landlord insurance varies depending on a number of factors that help us determine your overall risk. Contact us today to request a policy quote.
Is landlord insurance tax deductible?
Yes, your landlord insurance premiums are tax deductible.